TERMS & CONDITIONS

INTRODUCTION

The following terms and conditions govern your use of this website (www.protectsure.com.my). Your use of this website and its contents constitutes your acceptance of these terms and conditions. If you do not agree with these terms and conditions, you should immediately cease use of this website and its contents.

This website presents information and content that is owned by or licensed for use of Protectsure Sdn Bhd (Protectsure) and Insurama Sdn Bhd (Insurama) unless otherwise stated. When used in these Terms and Conditions, “we” and “our” mean Protectsure and Insurama, and “you” and “your” refers to any individual, company, or legal entity that accesseses ot otherwise uses this website.

NO WARRANTY

The information and materials contained in this site, including text, graphics, links or other items are provided on an “as is”, “as available” basis. We do not warrant the accuracy, adequacy or completeness of the information and materials and expressly disclaim liability for errors or omissions with regard to the information and materials.

The content on this website is for convenience and information dissemination purposes only. You should verify with us by contacting us directly or by contacting our listed principals or to consult your financial and legal advisors and independently verify all content provided through this website before you make any financial or non-financial decisions.

In no event will Protectsure and/ or Insurama be liable for any damages including without limitation direct or indirect, special, incidental or consequential damages, losses or expenses airing in connection with this site or any linked site or the use thereof or inability to use by any party, or in connection with any failure or performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Protectsure and/ or Insurama, or principals we represent thereof, are advised of the possibility of such damages, losses or expenses.

SUBMISSIONS

All information submitted to Protectsure and Insurama through our website shall be deemed and remain the property of Protecture and Insurama. The information shall be used for promotional, marketing, quotation, proposal, employment and other purposes in connection to our businesses. Nothing contained herein shall be construed as limiting or reducing our responsibilities and obligations to customers in accordance with the Protectsure Privacy Policy.

PROTECTSURE PRIVACY ASSURANCE

Your privacy is important to us. We are committed to safe keeping personal data submitted to us via this website, telephone conversation, short messages exchanges, emails and other official communication channels. While information is the cornerstone of our ability to provide superior services, our most important asset is our customers’ trust. Here is our assurance to our individual customers:

  • Confidentiality assurance:
  • We will safeguard any information our customers share with us.
  • Non Disclosure assurance:
  • We will not reveal customer information to any external organization not related to our businesses, our principals’ (insurers’) businesses unless we have previously informed our customer in disclosures or agreements, have been authorized by our customer, or is required by law
  • We will not use or share – internally or externally – personally identifiable medical information for any purpose other than the underwriting or administration of a customer’s policy, claim or account, or as disclosed to the customer when the information is collected, or to which the customer consent.

TERMS OF SUBMISSION:

You agree that:

Your submission of information does note create any contract, whether implied or express, between you and Protectsure and/ or Insurama.

CHANGES

Protectsure reserves the right to change the content on this website and these terms and conditions from time to time or at any time without prior notice. The changes may include superseding terms and conditions or specific notices. You should review these terms and conditions from time to time to be aware of any changes that are made. Your continued use of this website constitutes your acceptance of any change or updates, all of which shall become controlling, effective at time posted.

JURISDICTION

The services and products described and information provided through this website are directed to and are intended to be made available only to persons in Malaysia and are not intended for distribution to, or used by, any person in any other countries or any jurisdiction where such distribution or use would be contrary to law or regulation or that would subject Us to any registration requirement within such jurisdiction or country. Persons outside Malaysia can gain access to our website on their own initiative, and are responsible for compliance with the applicable local laws and regulations.

TERMINATION

Protectsure reserves the right in its sole discretion to terminate or retrict your use of all or any part of the website without notice, for any or no reason, and without liability to you or anyone else.